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FederalOfficial sources reviewed

VA home loan — surviving-spouse COE review

A qualifying surviving spouse may request a Certificate of Eligibility. Lender approval, credit, income and property requirements are separate.

Catalog recordExplore requirements

An agency must make the actual eligibility decision.

Program overview

Administering agency
U.S. Department of Veterans Affairs
Source verification
official page text
Rating relationship
See the listed eligibility rules
P&T requirement
Verify against the official source
TDIU treatment
Manual verification required
Temporary-rating treatment
Manual verification required
Residency requirement
Review the official program rules

Why this result appeared

No personal scenario was used. This neutral catalog view does not imply that you qualify.

Manual requirements

  • VA qualifying death/disability and remarriage rules, COE determination and separate lender approval.

Suggested application steps

  1. Review the linked official program requirements.
  2. Ask VA or an accredited representative about missing requirements before choosing an application.

Documents to consider

  • Only the administering agency can specify required evidence; do not upload military or personal records to VetComp Planner.

Limits and caveats

  • Educational screening is not an official benefit decision. VA makes the official determination.

Application, timing, and local administration

Application requirement
An official agency application or confirmation may be required
Filing deadline
Confirm with the administering agency
Renewal
Confirm whether renewal or recertification is required
Benefit value or formula
Varies under the official program rule
Local warning
Local administration may vary; manual verification may be required
Source language
English
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Official sources

Source record and freshness

Home loans for surviving spouses

U.S. Department of Veterans Affairs · Reviewed 2026-10-12

Open official source

Data version 2026.10.12 · Record version effective not established by the reviewed source · Next review due 2027-01-12

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Check the facts behind this benefit

Confirm the official source first, then return to a private workspace only if you want to update your scenario.

Official government siteOpen the official agency sourceU.S. Department of Veterans Affairs controls current requirements and the final decision.Private local workspaceUpdate my benefits profileChange device-local screening facts without putting them in the URL.VetComp Planner directoryBrowse all federal benefitsReturn to the complete public federal benefit directory.