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FederalOfficial sources reviewed

Veterans Affairs Life Insurance—VALife

Veterans age 80 or younger with any VA service-connected rating, including 0%, can generally apply. Special timing rules apply at age 81 or older.

Catalog recordExplore requirements

An agency must make the actual eligibility decision.

Program overview

Administering agency
U.S. Department of Veterans Affairs
Rating relationship
See the listed eligibility rules
P&T requirement
Verify against the official source
TDIU treatment
Manual verification required
Temporary-rating treatment
Manual verification required
Residency requirement
Review the official program rules

Why this result appeared

No personal scenario was used. This neutral catalog view does not imply that you qualify.

Manual requirements

  • Age, application timing, premiums, and the two-year waiting period for full coverage.
  • For applications on or after January 1, 2026, existing S-DVI coverage ends when VA approves VALife—not after the two-year waiting period. VALife has no premium waiver; review this coverage gap before switching policies.

Suggested application steps

  1. Open the official source and confirm the current requirements.
  2. Gather the listed records and apply with the administering agency.

Documents to consider

  • VA decision or benefit summary letter, when the program requests it
  • Government-issued identification

Limits and caveats

  • This screening result is educational and is not an agency eligibility decision.

Application, timing, and local administration

Application requirement
An official agency application or confirmation may be required
Filing deadline
Confirm with the administering agency
Renewal
Confirm whether renewal or recertification is required
Benefit value or formula
Varies under the official program rule
Local warning
Local administration may vary; manual verification may be required
Source language
English
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Official sources

Source record and freshness

Data version 2026.09.11 · Record version effective 2026-01-01 · Next review due 2026-12-11

Continue with confidence

Check the facts behind this benefit

Confirm the official source first, then return to a private workspace only if you want to update your scenario.

Official government siteOpen the official agency sourceU.S. Department of Veterans Affairs controls current requirements and the final decision.Private local workspaceUpdate my benefits profileChange device-local screening facts without putting them in the URL.VetComp Planner directoryBrowse all federal benefitsReturn to the complete public federal benefit directory.